Here I would be giving you All The Best Credit Cards Citi Has to Offer. Citi happens to be one of the largest credit card issuers in the United States when it comes to cards in circulation and outstanding balances.
Also, it is among the first issuers of rewards credit cards, having launched the American Airlines AAdvantage card in the 1980s and shell cards in 1999. Currently, Citi is offering a wide array of cards, which includes balance transfers, rewards, and secured credit cards.
Best Citi Credit Cards
At the time of writing this Article, the following credit card listed below is the best to get based on some research and Investopedia. They include:
- Best Overall, Best for Cash Back: Citi® Double Cash Card – More Details
- Best for Points: Citi Rewards+℠ – More Details
- Best for Balance Transfer: Citi Simplicity® – More Details
- Best Airline: Citi® / AAdvantage® Platinum Select® World Elite Mastercard® – More Details
- Best Business: CitiBusiness® / AAdvantage® Platinum Select® Mastercard® – More Details
- Best for No Credit History: Citi® Secured Mastercard® – More Details
Types of Citi Credit Cards
Citi is known to issue Mastercard network-branded cards, alongside a few cards via the American Express network. Citi is offering a variety of card types for both consumers and small businesses in the categories stated below.
- Cash back credit cards
- Generic travel points
- Airline miles
- 0% APR promotions
- Co-branded cards
- Secured cards
- Small business
Aside from the Citi Thankyou Reward program, Citi is offering other rewards cards that include cash back (as with Citi Double Cash) and partner-based programs which include Airline and travel co-branded cards.
Also Read: The Makings of a Credit Card
Citi Card FAQ
Is Citi Credit Card Right for Me?
Citibank at the moment is offering a variety of credit cards that would fit the needs of a variety of consumers and small businesses. The bank has cards that earn cash back, flexible points, or airline miles, while many offers 0% APR promos and other attractive benefits. It even offers secured credit cards for customers that wish to rebuild their credit cards. With tons of credit cards to select from, Citi has something in store for you.
Can You Have More Than One Citi Credit Card?
Yes, you can as long as your credit enables you to get it approved, you might have more than one credit card. Citibank restricts its bonuses on the new applications if you have gotten a bonus right on the same card, or family of cards, in the past two to four years, depending on the card that they would be applying for.
Also Read: 6 Credit Card Mistakes That You Should Avoid
What Credit Score Is Needed for a Citi Credit Card?
Generally, Citi is targeted at consumers with small businesses and with good to excellent credit, though it is offering a secured card that can accommodate those that have less credit history or even lower credit scores.
The score that you required to get approved for the best Citi credit cards depends on which card you would be applying for. While a lot of options would require anything from 670 to 850 in FICO scores, the bank also has a secured card for people that needs help with their credit.
How Good Is Citi Customer Service?
When it comes to customer service, Citi is awarded a score of 805 out of 1,000 points in the 2021 J.D. Power U.S. Credit card satisfaction study. The average score for the national card issuers was 809. Citi got ranked sixth out of 11 card issuers. Citi was offered online access to FICO credit scores via its mobile app and through its secure website when cardholders login.
Also Read: Enjoy No Annual Fee with Coles MasterCard