Alliant Credit Union – What Makes Alliant Credit Union Different?

Alliant Credit Union (ACU) was developed by the employees of Alliant company in 1933. These employees, listened to the financial needs of their co-workers and chartered the Credit Union to cater to those needs. Depositors were members/owners of ACU.

ACUs board, focuses on needs of it’s members and create services and set rates to meet these needs. It’s staff go out of their way to offer that service and work out the best rate structure for members needs.

The mission of Alliant Credit Union is to deliver exceptional service as well as personalized solutions that helps it’s members achieve their goals.

How Alliant Credit Union Works

Alliant Credit Union is powered by it’s members and has been serving their needs since 1933 Members’ savings create a pool of funds which are used to offer loans at competitive rates. At ACU, deposits are commonly referred to as shares because you actually become a part owner of your credit union. Thus, by carefully investing member savings and offering competitive loan interest rates, the credit union meets operating costs as well generates enough income to pay an attractive dividend.

Members of Alliant Credit Union annually meet to elect the governing body – – the Board of Directors. It is this 11-member board that determines the policies and direction of the credit union, appoints the manager, declares quarterly dividend rates, and sets interest rates on loans. Most of the board’s responsibilities are managed by various committees, Credit, Audit and Finance.

What Makes Alliant Credit Union Different?

Alliant offers better rates

Unpaid, volunteer Board of Directors.

Members are owners

Members earn dividends.

Each depositor at Alliant Credit Union, now owner, has one vote at Alliant annual meeting, regardless of dollars on deposit.

ACU depositors (owners) elect their board from among members

The CUs direction is determined by the owner’s voice.

ACU is organized to meet the financial needs of its members.

Lend only to it’s members.

Become a Member

Alliant Credit Union for over 85 years has grown to 7 locations and over 11,000 members. ACU is a closed-field of membership credit union which implies that you must have a connection via an employer or family member to join.

The benefit of being closed-field membership is that Alliant can keep Low Fees and offers Better Rates for you and your family. Alliant roots grow deep and invites your family to join too. Thus you can spread the love and refer your family today. Alliant welcomes the following family members to open an account with us;

• Spouse or Fiancé
• Children
• Grandchildren
• Parents
• Grandparents
• In-laws
• Siblings
• Aunts/Uncles
• First Cousins.

Once an Alliant Credit Union member, always a member. Open and share savings account for as little as $5, and thereafter, there are no annual fees or maintenance fees to keep your account open. Whether you change jobs or move across the country, once you become a member of ACU, you remain a member.

You can also join more than 11,000 members who own Alliant Credit Union.