Barclaycard Ring Credit Card stands as one of the best low-interest cards, designed for people who do not like credit cards. This card, puts its benefits in the hands of its users, offering fees that makes it an enticing option for balance transfers, occasional international travel, as well as no annual fee charge on card usage. If you are looking for a card that offers 0% APR on balance transfers for 15 months, which is the same for purchase, balance transfer, as well as cash advance transactions, then you should go for the Barclaycard Ring credit card. This card is very useful depending on your needs and goals. Thus if your focus is a low interest rate and low fees, then the Barclays Ring credit card would be a great addition to your collections.
Barclaycard Ring Credit Card
As a Barclaycard Ring credit card holder, you are not just a cardholder, but you also get to take part in how the card is designed, you also vote on product changes periodically. What this implies is that the terms and features may change in some pretty drastic ways as compared with other credit cards. Here let’s take a look at the unique benefits that this card offers:
- You don’t have to pay an annual fee
- There’s no balance transfer fees after the first 45 days
- No foreign transaction fees.
- This card charges 0% intro APR for 12 months for balance transfers made in the first 45 days (fee of 3%, $5 minimum).
- Enjoy a free online access to a FICO® Credit Score
- Designed with Chip-and-PIN technology, which means your purchases are more secure at chip-card terminals in the United States as well as abroad.
- Charges a low, regular variable APR on purchases, balance transfers and cash advances.
- Basic shopping and travel protections with zero liability fraud protection.
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Barclaycard Ring Credit Card Application
If you want to apply for the Barclaycard Ring credit card, here are the requirements and the steps to follow:
Qualifications and Requirements
- Intending applicants must be 18 years to apply
- You must supply the following personal identifying information: SSN, email address and phone number.
- Have handy your total annual income and source of income
- Monthly mortgage /rent payment.
- You must be earning over £3,000 yearly.
- Must be in employment
- It is important that you have not been made bankrupt in the last six years, including having an individual Voluntary Arrangement or Debit Relief Order.
- Having a less than one outstanding County Court Judgment (CCJ’s) in the last six years is also important.
- Proof of address if you have moved house recently.
- Have not recently missed a bill payment.
Check your Eligibility for a Barclaycard
Before you apply for the card, you will have to check your eligibility, by filling in the form below, and you will be informed if you are eligible:
Which cards am I eligible for?
- Answer the question, ‘Do you already have a Barclaycard?
- Select title
- Enter your first name and last name
- Fill in your date of birth and email address.
Then click on the ‘Check Now’ link.
Employment and address
- Enter your employment status and annual income.
- Key in your building number or name, postcode, years at current address, and residential status.
- Do you have a Barclay’s current account?
- Choose how you intend to use your card.
Expenditure
- Choose how many people depend on you financially.
- Enter how much you spend the on childcare and /or other care each month.
- Enter your net monthly income after tax.
- Answer the question, ‘Do you expect your regular monthly spend to increase in the foreseeable future (up to 5 years)?
- Answer the question, ‘Do you expect your regular monthly spend to decrease in the foreseeable future (up to 5 years)?
Barclaycard Ring Credit Card Activation
Here is how to activate Online:
If you have already registered for Barclaycard online Servicing, you can log in and activate your card now. All you have to do is:
- Visit www.barclaycardring.com.
- Key in your login ID number (check in the confirmation email sent to you when you applied) or your 16-digit card number.
Enter your pass code and memorable word (one that you choose when you registered).
Activate in App
If you have gotten the Barclaycard app or you are a Barclay’s customer and you have the Barclays app, you can use it to activate your card and manage your account.
- Just log in
- Click on ‘Barclaycard’ and activate your card. You will need your new Barclaycard handy.
Barclaycard Ring Credit Card Login
To access your account, please key in your details below:
- Visit www.barclaycardring.com.
- Fill in your username
- Fill in your password
- Tap on the ‘Remember username’ box if you want to stay logged or have your password remembered when next you want to log in.
Then tap on the ‘Log In’ link to access your account.
Barclaycard Ring Credit Card Forgot Username or Password
To retrieve your username or reset your password:
- Visit www.barclaycardring.com.
- Enter the last 4 digits of your social security number.
- Fill in your date of birth
- Enter also your account number.
Then click on the ‘Continue’ link to proceed further
Barclaycard Ring Credit Card Payment
You can set up a Direct Debit which can help you avoid missing a payment. Then you can choose to pay the minimum, a fixed amount or the full balance each month. You can also pay more than the minimum amount, which will help you clear your balance faster and pay less in interest.
Barclaycard Ring Credit Card Customer Service
Users of the Barclaycard Ring credit card, have access to Barclay’s regular customer support, which has good ratings. There are customer service agents who are on hand to offer you expert and prompt services. You can send Barclay a message or call their customer service via their site www.barclaycardring.com.
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