Some of the best Wells Fargo Credit Cards are offering competitive cash back, points, or consumer-friendly terms like no annual fees, introductory interest rates, and a one-time bonus. Wells Fargo has Cards for Multiple Market segments, offering rewards for consumers, students, and small business owners who are interested in several types of reward earning and redemption methods.
Best Wells Fargo Credit Cards
Below are the two best Wells Fargo Cards that you can get right now. These cards offer the best deals right now. They are:
- Wells Fargo Business Platinum Credit Card
- Wells Fargo Active Cash Card
You can get more details on these two card offers, Benefits, annual fees, and more at Investopedia.
Different Types of Wells Fargo Credit Cards
Primarily, Wells Fargo issues Visa Cards, alongside the Mastercard option for its business secured card. At the moment it does not offer any cards on the Discover or American Express networks. Wells Fargo’s Card includes points and cashes back rewards and secured card options for consumers and small businesses, alongside a card for college students.
Wells Fargo’s Card falls within these categories Generally:
- Flexible points
- Balance transfer credit cards
- Co-branded cards
- Student credit cards
- Small business cards
- Secured credit cards
While Wells Fargo Does Offer a secured credit card for small businesses, it at the moment offers a secured credit card for consumers.
Wells Fargo Credit Card Rewards Program
The Wells Fargo Reward points are acquired at various levels based on the particular card. Cash back is acquired as a percentage back on purchases, both as cashback and with enhanced earnings for some particular categories during introductory periods with its college student rewards card.
Frequently Asked Questions
Is a Wells Fargo Credit Card Right for Me?
Wells Fargo is offering several credit cards to its consumers and small businesses that earn rewards and are offering attractive benefits and 0% APR promotions. A lot of its cards earn cash back or flexible points that would allow the customers to make use of their rewards in a lot of f ways. Promotions with 0% APR offer customers some extra time to pay off purchases or balances transferred from another credit card.
What Credit Score Do I Need to Qualify for a Wells Fargo Credit Card?
Wells Fargo is offering Credit cards for consumers and small business owners that have (670 FICO) credit and above. They do not offer consumers a secured credit card, but it does have a business-secured credit card.
How Good Is Wells Fargo Customer Service?
So far, Wells Fargo ranked eighth out of 11 national card issuers in the J.D. Power 2020 U.S. Credit Card Satisfaction study. The bank has a below-average score. Some of Wells Fargo’s Satisfaction ratings might be a negative perception holdover from its retail banking scandal when the bank had to make restitution for opening millions of accounts on behalf of customers without their consent.
What Is the History of Wells Fargo?
Wells Fargo happens to be one of the oldest banking organizations in the United States, formed in 1852 as an express and banking company in California by the same founder as American Express – Henry Well and William Fargo to take advantage of the booming gold rust that started in 1848.
Via Multiple mergers and acquisitions as the years went by, which included Crocker-to-coast operations and well over $1 trillion in assets. Its Credit card operations were ranked eighth in the U.S., just behind Discover when it comes to some outstanding balances.