Are you an avid BigLots.com customer? then you can enjoy your purchases with Big Lots Credit Card. This is a unique card that charges no annual fee, gives special member offers as well as special financing options when you make a quantifying purchase. You can use your card either in-store or online. There’s also the flexibility of choosing from available financing options when you are making a purchase.
Issued by Comenity bank, the Big Lots credit card is good for people who have little to no credit and help people with little or no credit to build their credit.
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Big Lots Credit Card
The big Lots card offers some pretty decent credit limit, and you can enjoy your card while shopping at a Big Lots store. You are offered 6 months with no interest if paid in full within 6 months on purchases of $250 or more made using your Big Lots credit card. There are also 12 months no interest financing if paid in full within 12 months on purchases of $250 or more made with your Big Lots credit card.
Big Lots Credit Card Benefits
You stand to gain a lot with the Big Lots credit card be it online or in-store. I will be outlining some of the benefits of this card so you know what you will be enjoying with your card.
- You are offered 6 months with no interest if paid in full within 6 months on purchases of $250 or more made using your Big Lots card.
- There are also 12 months no interest financing if paid in full within 12 months on purchases of $250 or more made with your Big Lots credit card.
- This card charges no annual fee.
- Customers get special member offers.
- You have the flexibility of choosing from available financing options when you are making a purchase.
- There’s an in-store lookup to complete your purchase, should you forget your Big Lots credit card.
- Your card can be used either in-store or online.
Here are the benefits of Big lots of cards.
Big Lots Credit Card Application
Big Lots credit card is one of the most convenient ways of paying for the crazy good deals you find every day at Big Lots. It is even faster than writing checks and quite safer than carrying cash. You also get online account access 24 hours a day. To apply you must have the following:
- Must be at the age of majority in your state or territory.
- You need a valid government-issued photo ID.
- Have a valid government-issued tax identification number (like SSN or SIN).
- Have a street, rural route, or APO/FPO mailing address. PO Box mailing addresses are not accepted.
These are the requirement for you to apply for this card.
How to Apply:
Applying for the Big Lots credit card is easy. With a few simple steps, you can have your most desired Big Lots card. Follow the steps below;
- Visit comenity.net/ac/biglots/public/home.
- Click on the “Apply” link.
- Enter your personal information, which includes your first name, middle initial (optional), last name, suffix (optional), social security number, date of birth, and annual income.
- Key in your contact information which includes: zip code, street address, suite or apartment (optional), city, state, email address, confirm the email address, mobile phone, and alternate phone.
- Then you can add an authorized buyer to your account.
- Then click on the “Continue”.
The application process is as easy as outlined above and can be done in minutes.
Big Lots Card Activation
You have to activate your card now so you can start using it. To activate, you are required to provide the information for the primary cardmember. If your account has authorized buyers, their cards will also be activated. To activate follow the steps below:
- Visit comenity.net/activation/biglots/pub/activate/Activate.xhtml.
- Enter your card account number and expiration date.
- Key in your identification type and last 4 digits of social security.
- Enter your zip code.
- Click on the “Continue link.
By continuing further, you will successfully have your card activated.
Big Lots Credit Card Login
To log into your account, just follow these simple steps outlined here:
- Visit comenity.net/ac/biglots/public/home link.
- Enter your username and password.
- If you want to stay signed in, click on the ‘Remember Me’ box.
- Click on the ‘Sign In’ link to access your account.
From now on, you can use these simple steps to sign in to your online account with ease at any time.
Big Lots Credit Card Username or Password Recovery
To recover your username or password:
- Visit comenity.net/ac/biglots/public/home link.
- Scroll to the fields provided, and enter your:
- Account Number or Username.
- Zip Code / Postal Code.
- Identification Type.
- Last 4 Numbers of Social Security number.
- Click on “Find My Account”.
There you have successfully recovered your username and password.
Big Lots Card Payment
There are four options to choose from in making your card payment. You can pay using the following mediums:
- You can pay online via the card’s secure card website.
- Pay your credit card through your bank.
- You can also pay to send a mail through the mail address of the card.
- Pay by calling the card phone number, and providing the agent with your checking and routing number.
You can easily make payment with this card using these steps you see above.
Big Lots of Customer Service
Even though Comenity Bank does not offer an app, customers can manage their accounts at any time of the day through their online accounts. Customers get support which is available from 8 a.m. – 9 p.m. Eastern Time, and by email.