Home Cards BJ’s Perks Elite Credit Card | How To Apply Online Now

BJ’s Perks Elite Credit Card | How To Apply Online Now

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 BJ’s Perks Elite Credit Card is a Cashback credit card that offers massive discounts on every purchase made with BJ’s Perks Elite Credit Card. This card Is issued by Comenity Bank.

BJ’s Perks Elite Credit Card


  • With your Credit Card Get  5% discount on lots of BJ’s purchases
  • Card Users receives 2% off on dining purchases
  • Enjoys 10¢ off on purchase made at BJ’s gas
  • Cardholders Enjoy No Annual fee 
  • Earns 2% discount on a purchase made outside BJ’s gas station
  • Members Get 1%  off on every other purchase made with BJ’s Perks Elite Credit Card

Rate & Fees Of BJ’s Perks Elite Credit Card 

  • Annual Percentage Rate for purchases  – 27.24%, 17.24%
  • APR For Balance transfers – 29. 24%
  • APR For Cash Advances – 29.24%
  • Minimum Interest charge  – $2 .00 per Credit plan
  • Annual fee  – none
  • Balance Transfer fee – $10 or 3%
  • Cash Advance fee – $10 or 5%
  • Convenience check fee – $10  or 5%
  • Foreign transaction fee – 3%
  • Late payment fee  – $38.00
  • Returned payment fee  – $38.00


  • Applicant must be at the age of majority in your state
  • Must be a member
  • Should possess a valid government-issued photo ID
  • Aspirers should also have a Drivers license

How To Apply 

To apply you will, first of all, create an account which will lead you to the application page. Take the following steps to create an account ;

  • Visit www.d.comenity.net/BJ’s
  • Scroll down and click on “Apply Now ” button
  • On the new page, click on “Apply Now ” Widget
  • Fill the form presented in the new page with your membership number, your names and your Zipcode
  • Tap on the “continue ” button

How To Activate Your Credit Card

  • Visit https://c.comenity.net/bjs/pub/signin
  • Move to the top of the page and tap on “Activate card” link
  • On the activation page key in your account number and the expiration date, last four digits of your Social security number and Zipcode
  • Click on “Continue”

To Activate Your card, this can be done by calling BJ’s Perks Elite Credit Card Agent

How To Login 

  • Go to https://d.comenity.net/BJ’s
  • On the homepage Move your cursor toward the right top of the page and press on “sign-in” Widget
  • key in your Username and password
  • Scroll down click “sign-in”

How To Regain Your Forgotten  Username and password 

  • On the Login site tap on “ Forgot your User name or password” button
  • Fill in your account number /Username, Zip code  and the last 4-digit of your social security number
  • Move your cursor downward and click on “find my account” link

How To Recover Lost or stolen Credit Cards

 Report a Lost or Stolen Credit Card through Mail or phone call :

By mail

By phone call

How To Make Bill Payment With Your  Credit Card 

You can mail your payments to the address below :

Comenity Bank

  1. O. BOX 18300

Columbus, OH 43218-3003

For Online payment :

  • Register for online account access to be able to make your payment online
  • Then log in to your BJ’s Perks Elite Credit Card account and pay your bills

Phone payment : 

Call customer care line.

( take note; to make this payment by calling a representative make sure you have your checking account and routing number of hand.

 Customer Service 

For more enquiries and help you can contact BJ’s Perks Elite CC specialist.

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