Build MasterCard |For Those With Poor Credit

Build MasterCard is an unsecured card designed for those with poor credit. This card offers you the credit you need, and convenience you want. Republic Bank &  Trust Company is the issuer of Build MasterCard.

Build MasterCard

Build MasterCard Perks

  • Offers affordable credit option. You can get a credit line with clear upfront pricing
  • There’s Up-front pricing
  • No add-ons
  • Enjoy fraud protection
  • Gain access to 24/7 account access, via the web and mobile
  • Cardholders can stay calm when their card is lost or stolen with zero liability fraud protection.
  • Shop everywhere MasterCard® is accepted

What Fees & Rates should I expect?

  • Annual Fee – $72
  • Purchases APR Rate – 29.9% (Variable)
  • Cash Advance Rate – 29.9% (Variable)
  • Cash Advance Fee – $10 or 3%
  • Late Payment Fee – Up to $35
  • Returned Payment Fee – Up to $35
  • Additional Cardholder Fee – $12
  • Grace Period –  None
  • Foreign Transaction Fee – None
  • Over Limit Fee – None

Eligibility Requirements

  • Poor credit scores of 300 to 600.
  • Applicant must be at least 18 years of age

How do I apply for the card?

Once you receive your offer code, tap the “Respond To Offer” link on The Build Card website.

Key in your offer code, application ID, ZIP code and Social Security number, and proceed to the application, which will ask you for personal information like your contact details and annual income.

How do I activate my card?

To activate your newly acquired Build MasterCard;

  • Scroll to
  • Card number, First name, Middle initial, Last name, Last 4 digits of your social security number, Expiration date, CVC/CVV number, Date of birth, State, Zip code.
  • Tap on the “Submit” link.

How do I recover Build MasterCard Password ?

  • On the login page, tap on the “Forgot your Password” link
  • On the new page enter the following details
  • Account number, First name, Middle initial, Last name, Last 4 digits of your social security number, Expiration date, CVC/CVV number.
  • Tap on the “Next” link.

I have been locked out of my account what do I do?

If there have been multiple unsuccessful attempts to sign into your account, your online account access will be temporarily suspended for your security. You will be sent an email with instructions to the email address you have on your file for your account.

Why should I select “Remember Me” when I sign in?

If you tap on the ‘remember me’ box you”ll be automatically remembered. Protect your account security, by providing your password each time you sign in. To stay protected, check the “Remember Me” box only from personal not public devices.

What credit score do I need?

Credit scores of 300 to 600.

What is The Build MasterCard grace period?

You are given a grace period of 20 days or more after sending your monthly statement. If your credit card balance within this period, you won’t be charged interest.

Why doesn’t Build MasterCard come with balance transfers?

Balance transfers are typically offered for customers with excellent credit. Build MasterCard is for deep subprime borrowers who need money immediately or those who want to build credit.

Build MasterCard Customer Service Number

Contact the customer care unit at 1-800-634-9558 for further inquiries on the card.


Please enter your comment!
Please enter your name here