Children’s Place My Place Rewards Credit Card Review

If you’re a frequent shopper at The Children’s Place or have kids who love their trendy and affordable clothes, the My Place Rewards Credit Card could be a great addition to your wallet. This store credit card offers some nice perks and rewards for loyal customers.

In this post, we will cover everything you need to know about the Children’s Place credit card, including benefits, features, rates, and fees, how to apply and activate, login details, making payments, and more.

Children’s Place My Place Rewards Credit Card Review

As a parent, you know how quickly kids can outgrow their clothes and how expensive it can be to constantly buy new wardrobes.

That’s where The Children’s Place comes in – offering stylish yet affordable apparel for babies, kids, and tweens. And with the My Place Rewards Credit Card, you can earn rewards and save even more on your purchases.

Whether you’re stocking up for the new school year or grabbing a few pieces for a special occasion, this credit card could be a valuable tool in your shopping arsenal.

Benefits of the Children’s Place My Place Rewards Credit Card

One of the biggest draws of the My Place Rewards Credit Card is the opportunity to earn rewards on your Children’s Place purchases. Here are some of the key benefits:

  • Signup Bonus: When you open a new account and make your first purchase, you’ll receive 20 bonus points that can be redeemed for future rewards.
  • Rewards Earning: You’ll earn 2 points for every $1 spent at The Children’s Place and
  • Birthday Bonus: On your child’s birthday, you’ll receive 25% off your entire purchase – a great way to celebrate and save on their new wardrobe!
  • Special Offers: As a cardholder, you’ll have access to exclusive sales, promotions, and discounts throughout the year.
  • No Annual Fee: The My Place Rewards Credit Card has no annual fee, making it a cost-effective way to earn rewards on your Children’s Place purchases.

Features of the Children’s Place My Place Rewards Credit Card

In addition to the rewards and benefits, the My Place Rewards Credit Card comes with several features that make it a convenient and secure option for your shopping needs:

  • Zero Fraud Liability: The card protects you from unauthorized charges if someone loses or steals your card.
    Reports to Major Credit Bureaus: The card reports your payment history to the major credit bureaus (Experian, Equifax, and TransUnion), which can help build your credit score if you make payments on time.
  • Online Account Management: Easily access your account online to view statements, make payments, and manage your rewards.

Rates and Costs

While the My Place Rewards Credit Card offers some great benefits, it’s important to understand the rates and fees associated with the card:

  • Annual Percentage Rate (APR): The variable APR for purchases is currently 28.24%. (Subject to change so always check the current rate) This is higher than the average credit card APR, so it’s best to pay off your balance in full each month to avoid accruing interest charges.
  • Minimum Interest Charge: If you have a balance, you’ll be charged a minimum interest charge of $2.
  • Late Payment Fee: A late payment fee of up to $41 may be assessed if you miss your due date.
  • Returned Payment Fee: If a payment is returned, you may be charged up to $41.

How to Apply for the Children’s Place My Place Rewards Credit Card

Applying for the My Place Rewards Credit Card is a straightforward process. Here’s what you’ll need to do:

  • Visit the Children’s Place website or a physical store location.
  • Click on the “Credit Card” link or ask an associate about applying.
  • Fill out the online application or paper form with your personal and financial information.
  • Review the terms and conditions, and submit your application.

You’ll typically receive a decision within a few minutes for online applications or a few days for paper applications. If approved, your new credit card will arrive in the mail within 7-10 business days.

How to Activate Your Children’s Place Credit Card

Once you receive your new My Place Rewards Credit Card in the mail, you’ll need to activate it before making any purchases. Here’s how:

  1. Locate the sticker on your new card with the activation phone number.
  2. Call the number and follow the automated prompts to activate your card.
  3. You may need to provide some personal information for verification purposes.
  4. Once activated, your card is ready to use!

Login Guide

To access your account online and take advantage of convenient features like e-statements, payment schedules, and reward tracking, you’ll need to create an online profile. Here’s how:

  • Visit the Children’s Place credit card login page:
  • Click on “Register” to create a new online account.
  • Follow the prompts to enter your personal and card information.
  • Set up your username, password, and security questions.
  • Once logged in, you can view your account details, make payments, and more.

If you forget your login information, you can retrieve it by clicking the “Forgot Username/Password” links on the login page.

Making Payments on Your Children’s Place Credit Card

Staying current on your payments is crucial for avoiding late fees and maintaining a good credit score. Here are a few ways to make payments on your My Place Rewards Credit Card:

  • Online: Log in to your account at and make a payment from your bank account or another credit card.
  • By Phone: Call the customer service number on the back of your card to make a payment over the phone.
  • By Mail: Send a check or money order to the payment address listed on your statement.
  • In-Store: Visit a Children’s Place retail location and make a payment with cash, check, or your credit card.

Other Frequently Asked Questions

Can I use my Children’s Place credit card anywhere, or is it a store-only card?

A: The My Place Rewards Credit Card can only be used at The Children’s Place stores and It is not a general-purpose credit card that can be used elsewhere.

How do I redeem my rewards points?

A: You can redeem your accumulated rewards points for discounts on future purchases at The Children’s Place. The number of points required may vary based on the redemption option you choose.

Is there a limit to how many rewards points I can earn?

A: There is no annual limit on the number of rewards points you can earn with the My Place Rewards Credit Card.

What credit score do I need to get approved for this card?

A: The Children’s Place doesn’t publish specific credit score requirements. But generally, you’ll have a better chance of approval with a credit score of 650 or higher.


The Children’s Place My Place Rewards Credit Card can be a valuable tool for frequent shoppers at The Children’s Place. Especially if you have kids who seem to outgrow their clothes every few months.

With the ability to earn rewards on your purchases, exclusive discounts and offers, and no annual fee. This card can help you save money while stocking up on stylish and affordable apparel for your little ones.

Just be mindful of the higher APR and make sure to pay off your balance in full each month to avoid interest charges.

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