Credit Cards Interest-Free? A credit card is simply a plastic material given to individuals by financial institutions, to enable them to pay for their goods and services with the basis of paying the bank back with the agreed interest. Credit cards can be a great asset for financial new purchases and consolidating previous debt.
However, some of the best CC provides no interest on new purchases, balance transfers ore both for about 12, 15 to 20 months. With these members will be able to save more. So if you have an old debt on an existing card or plan on making a large purchase, it’s financially smart to open an introductory free APR, if used reasonably.
Credit Cards Interest-Free
Here are credit cards with a free annual percentage rate.
- US Bank Visa® Platinum Card (20 months)
- Citi ® Double Cash Card (18 months)
- Citi Simplicity® Card (18 months)
- Wells Fargo Platinum Visa® Card (18 months)
0% APR for 15 months
- Wells Fargo Cash Wise Visa® Card
- Chase Freedom Flex
- Wells Fargo Cash Wise Visa® Card
- American Express Cash Magnet® Card
- Capital One® SavorOne® Cash Rewards CC
- Chase Freedom Unlimited®
- Blue Cash Everyday® Card From American Express
These are the best Credit Cards with interest-free
US Bank Visa® Platinum is one of the CC with outstanding features with a free annual fee. It offers an intro annual percentage for purchases and a balance transfer of 0% for the 20 billing cycles. To get the card you will need a good or excellent credit score of
Citi Double Cash Card: this is one of the Citi bank CCs. It offers amazing rewards which include 2% cashback, that is 1% on all purchases, and an additional 1% after paying your CC bill.
It comes with a free annual fee, an intro 0% APR on balance transfers for 18 months. So with an excellent credit score, you’re good to go.
Citi Simplicity® Card: the Citi Simplicity CC offers a $0 annual fee and an introductory annual percentage of 0% for the first 18 months on purchases and balance transfers. A credit score between good/excellent score is needed to get the CC.
Wells Fargo Platinum Card: Wells Fargo Platinum offers a free annual fee to Cardholders. Plus an introductory annual percentage rate of 0%. The intro annual percentage rate lasts for the first 18 months on purchases and eligible qualifying balance transfers. There’s no reward program with the card.
Amex EveryDay CC: Amex Everyday® card is an American Express card. It comes with an amazing rewards program, including 2 extra points on eligible purchases at US supermarket and 1 extra point on each dollar you spend on other purchases.
However, fresh members enjoy 0% intro APR for the first 15 months on purchases.
Wells Fargo Cash Wise Visa® Card: it offers an interesting welcome bonus after you spend eligibly on purchases in your first 3 months from account opening. Members enjoy 1.5% cash rewards on each purchase. With this card, Cardholders get 0% intro APR for the first 15 months on purchases and qualifying balance transfers.
Chase Freedom Flex: Cardholders receive lots of amazing rewards on eligible purchases in the first year of membership, each quarter, and other breakdown rewards. It also offers a welcome bonus for new Cardholders. Enjoy 0% intro APR for the first 15 months on purchases.
Chase Freedom Unlimited: Cardholders earn 5% cash back on qualifying purchases at a grocery store in the first year, 5% cashback on travel purchased via chase unlimited rewards 3% on dining and drug stores plus 1.5% on all other purchases.
0% intro annual percentage rate for the first 15 months on purchases.
Blue Cash Everyday Card From American Express: offers a welcome bonus to fresh Cardholders on qualifying purchases. Members also get 3% back at eligible purchases at US supermarket yearly, 2% back at US gas stations plus 1% back on other purchases. Offers an intro 0% APR for the first 15 months on purchases.