First Community Credit Union – First Community Credit Union Routing Number

First Community Credit Union since it’s inception  has grown it’s presence in Illinois for so many years now. FCCU, has over 25,000 members in Illinois.

First Community Credit Union, is the largest credit union in Missouri and amongst the Top 10 financial institutions in the region. It’s membership continually grows as they fulfil their mission to provide quality products as well as affordable financial services, as they’ve done for over 80 years.

FCCU is a cooperative, owned and operated by it’s members. It’s members, put their money in a variety of savings accounts, and in turn, that money is lent to members. Once operating expenses and reserve requirements are met, loan income is returned to all members in the form of competitive dividends and comprehensive financial services. This is what distinguishes First Community Credit Union from other financial institutions.

First Community Credit Union has over 2.5 billion in assets with hundreds of thousands of members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County and the Illinois counties of Madison, Monroe and St. Clair.

First Community Credit Union Mission Statement

FCCU mission statement is to be your primary financial institution, offering an opportunity for you to improve your economic and social condition, encouraging thrift, and broadening your economic awareness. First Community promises to provide a full range of reasonably priced products and services in a convenient, courteous, and professional manner while maintaining steady growth and long-term stability.

First Community Credit Union Services & Resources

Account Services

  • Digital Banking
  • Debit Cards
  • Visa Gift Cards
  • Purchase Alerts
  • Electronic Funds Transfer
  • Overdraft Protection Line of Credit
  • Surcharge-Free ATMs
  • Additional Services.


  • Reorder Checks
  • Lost or Stolen Card
  • Switch to First Community
  • Loan Payments
  • eBrochures
  • Receive Email Reminders
  • Financial Calculators
  • Routing Number
  • Rates.


  • Online Learning Center
  • Fraud Prevention
  • Schoolroom Presentation.

Business Services

Investment Services.

Join First Community Credit Union


Applicants, including all joint applicants, must be;

18 years of age or older.

Must be a U.S. Citizen or a Resident Alien, with a valid driver’s license or state ID card.

Application is for consumer accounts only.

To open an account for a minor under the age of 18, a trust, or a business account, kindly visit your closest branch or call FCCU at 636-728-3333 or 800-767-8880.

To Qualify for Membership;

All eligible businesses, government entities, individuals (including persons in their household) and the immediate family of all eligible individuals, who live or work in the Missouri counties of St. Louis, St. Louis City, St. Charles, Jefferson, Warren and Franklin and the Illinois counties of Madison, Monroe and St. Clair. Every eligible individuals (including persons in their household) and the immediate family of all eligible individuals of an employee or retiree of a company or association in FCCU field of membership.

Immediate family can be defined as spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin or legal guardian and also includes step, in-law and legally adoptive relationships. Household on the other hand can be defined as persons residing in the same residence who maintain a single economic unit. Included in this definition is any person who is a member of and participates in the maintenance of the household.

FCCU Routing Number

The routing number is #281081877

First Community Credit Union strives to keep on the cutting-edge of banking technology, and are proud to offer it’s members with innovative products like interest-bearing First Rate Checking and mobile banking with mobile deposit. It also has it’s team of professional staff with years of experience in all things financial. Visiting a First Community Credit Union branch, you’ll understand that FCCU staff are friendly and courteous and will make you feel right at home  because they are members just like you.


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