Home Cards HDFC Credit Card Payment Online: HDFC Credit Card Review

HDFC Credit Card Payment Online: HDFC Credit Card Review

by cardshure

HDFC Credit Card Payment Online offers convenience. There are multiple ways, offered by HDFC Bank for their customers to make the payment of their credit card bill online. This is adjudged to be the most convenient medium, as you can do it at any time and from any part of the world. Here are the different online payment modes available for payment;

HDFC Credit Card Payment Online

Online Payment Using HDFC Account

This medium offers you four main options to choose from to make your bill payment. Here there are;

Internet Banking

Via Mobile Banking

  • Scroll to m.hdfcbank.com on your mobile phone
  • Log into your account, using your Customer ID and Password
  • Proceed to the “Cards” section where you can find details of all your credit cards
  • Choose the credit card and tap on “Pay”.
  • Then choose the amount you wish to pay-total outstanding or minimum amount due, else enter a preferred amount.
  • Immediately you pay, the amount will be deducted from your HDFC Bank Savings/Current account and credited into your HDFC Credit Card Account.

Via Mobile App

  • Download HDFC Bank Mobile App
  • Login using your Customer ID and Password
  • Choose “Credit Card” from the bottom menu. You can find details of all your credit cards here
  • Tap on “Credit Card Payment”
  • Choose the account via which you want to make the payment and the right card
  • Select the amount to be a paid-total outstanding or minimum amount due, else Key in a preferred amount
  • Tap on “Pay Bill”.
  • The amount will be automatically deducted from your HDFC Bank Savings/Current account and credited into your HDFC Credit Card Account.

Via VISA CardPay

  • Log into your account with your Customer ID and Password on HDFC Internet Banking portal
  • Visit the Third Party Funds Transfer button, and choose Visa CardPay
  • Key in the sender and receiver details
  • Choose the account via which you desire to make payment
  • Key in your 16-digit card number and confirm the same
  • Then Key in your amount and pay
  • The amount gets credited within 2 working days. A nominal transaction fee of Rs. 5 applies when you use this method for your bill payment.

Via NEFT (National Electronic Funds Transfer)

  • Sign in to your bank’s net banking portal, using your User ID and Password
  • Through the Funds Transfer, choose NEFT
  • Visit the “Add Beneficiary” section. Key in your credit card number in place of Beneficiary Account Number, Name on Card in place of Beneficiary Name and IFSC code of the card-issuing branch
  • Immediately a beneficiary is successfully added, enter the amount to be paid
  • Then review the details, accept the terms and conditions, and pay.

Via Real Time Gross Settlement (RTGS)

 This medium is best for those who use their credit cards for large transactions. These individuals can pay at a go using RTGS mode even if they do not hold an HDFC Bank account. All you have to do is activate net banking on your non-HDFC Bank account, and follow the same process as that of NEFT to make payment.

Via Bill Desk

 Those who do not hold an HDFC Bank account, can go to the HDFC Credit Card Bill Desk, and make their payment.

  • Visit the HDFC Credit Card Bill Desk
  • Key in the 16-digit credit card number, email ID as well as the amount to be paid
  • Select the bank via which you want to make payment. You will be redirected to the respective bank’s net banking portal
  • Then log in using ID and Password
  • Authorised the payment by entering the OTP received on your registered mobile number
  • The payment will be credited into your HDFC Bank credit card account within 3 working days. If this is not the case, you can contact HDFC Credit Card Customer Care for status.

Via Non-HDFC Bank’s Website

 Those who do not hold an HDFC Bank account can make their credit card bill payment, by logging into the bank’s website using their unique net banking ID and Password and transfer the due amount. The bill payment gets credited to your HDFC Bank account in 2 working days.

Via UPI

 Make your HDFC Bank credit card bill payment, using your unique Virtual Payment Address (VPA) by creating it in the HDFC Bank Mobile Banking App. Set this up, using an HDFC as well as a Non-HDFC Bank account. With VPA, you don’t need to share your personal details like account number, IFSC code etc.

HDFC Credit Card Customer Service Number

 Contact the customer care unit by calling with the number listed on the card’s secure website, for enquires on HDFC Credit Card Payment Online.

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