Is the GM Card worth it? This is one question, that runs through the minds of those who desire to make the GM card one of the cards in their wallet. There may be no clear cut answer to your question. Why is this so? This is because, This is because, depending on what you need the GM card for, it may or may not be worth it. Thus, in order to help you reach a decision and make the conclusion for yourself on whether the card is worth it or not, we are going to outline some things about the GM card, that will give you a clearer perspective on how the card operates.
Is the GM Card Worth It?
The GM Card may be worth it for those who do not have access to other special GM discounts, and for those who frequently buy GM cars. On the other hand, those who plan to own the car for a couple of years until the first time they redeem their points may find the card very rewarding.
The GM Card Comes in Handy in the Following Areas
For those who like buying GM cars that are out of favour with the public, and who can drive them long enough for the resale value of an uplander
GM Visa points in Canada can be combined with any program other than a PEP 2/3/4 vehicle.
The grey “World “card, offers a 5% on your first $10,000 in purchases per year for 7 years, for a maximum of $500 per year and $3,500 total. No individual vehicle limits.
The GM Card, also has it’s not so fine side which has made most cardholders dump their card for other cards. Let’s get a little analysis on these and see how it adds up.
GM Card Downside
Difficulties in viewing earnings and allowances: Logging into the GM card site can be difficult sometimes, with separate log-ins for your account and earnings. Customers have to “re-register” and remember pin numbers if you visit the site often. People who are considering a GM card are deprived of seeing how the card really works before getting the card.
GM Card Earnings: Customers, can’t combine GM card earnings with other offers, like GMS discount.
From 5% earnings to 3%: The GM card site now states that 3% earnings apply to all purchases toward a GM car or truck.
Many Card Versions: The GM brand of cards includes, legacy cards, flexible earnings card, the business card, the GM extended family card, and Blue, Gold and World cards. Suffice it to say, that a single card that can really encourage people to use no matter how many points they’ve accumulated would be more appreciated.
Having seen both the bright side and not-so-bright side of the GM card, users can make their own decision on whether the card will be worth they are having or not. Customers who want to consider this card as one of their card options can take their pick from the following categories.
BuyPower Card: Offers a 5% Earnings on first $5,000 in purchases every year, and a 2% Unlimited Earnings on purchases after that.
GM Extended Family Card: This card, combines 1% credit card Earnings with your GM Employee or Supplier Discount (if eligible).
BuyPower Business Card: With the business card, you get 5% Earnings on purchases of GM parts, accessories and service at authorized GM Dealers. 3% Earnings on purchases at gas stations, restaurants and office supply stores. 1% Earnings on all other purchases.
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