Merrick Bank Secured Visa Credit Card is a card that offers Card members maximum account protection members gets to mange their finance. This card is issued by Merrick Bank of US 

Merrick Bank Secured Visa Credit Card

Benefits Of Merrick Bank Secured Visa Credit Card 

  • Allows members build their credit base on performance 
  • Offers initial Credit line based on $200- $3,000
  • Cardholders gets to control their account online without any payment attached 
  • Gets FDIC insurance on Security deposit fund 
  • Enjoys free fraud liability with this card 

Merrick Bank Secured Visa Credit Card Rates and Fees 

  • Annual percentage rate for purchases – 19.70%
  • APR for Cash advances – 24.70%
  • Minimum interest charge $1.00
  • Annual fee – $36
  • Account set up fee – N/A 
  • Cash Advance fee – $10 or 4 %
  • Foreign transaction fee – 2%
  • Late Payment fee – $39
  • Over limit Fee – $0
  • Returned payment fee – $39

Requirements For Merrick Bank Secured Visa Credit Card 

  • Must be 18 years old and above 
  • Should be US Resident 
  • Applicant must have a valid government issued photo ID 
  • Have a SSN 

How To Apply For Merrick Bank Secured Visa Credit 

  • Proceed to  https://securedcard.merickbank.com 
  • Click on “Apply now” widget 
  • Fill in your personal information 
  • Press on “continue to next step” tab to continue your application 

How To Activate Your Merrick Bank Secured Visa Credit Card 

  • Go to  https://merrickbank.com/activate/ 
  • Key in  your 16 digits credit card number 
  • For primary Cardholders, enter the last four digits of your SSN and your date of birth 
  • Tap on “submit” link to activate your newly acquired Card 

How To Login To Your Merrick Bank Secured Visa Credit Card 

  • Move to  https://merrickbank.com/products/Our-cards 
  • Select “Credit Cards” link at the right top of the screen 
  • Key in your Username/email address and password 
  • Click on “login” box 

How To Recover Forgotten Merrick Bank Secured Visa Credit Card Username and Password 

  • Visit 
  • Tap on “forgot username and password” button 
  • For password retrieval Key in your account number and username and press on “continue” widget 
  • For username , click on “forgot username” link 
  • Enter your account number, last four digits of your SSN and your last name 
  • Press on “continue” tab 

How To Make Bill Payment With Your Merrick Bank Secured Visa Credit Card 

Below are payment options associated with this card :

  • For online payment Option : Login to your Merrick Bank account and make your payment 
  • Mobile app payment option : download mobile app on your phone to pay your bills 
  • For Telephone Payment option :  contact an agent by calling at: 1 800 204 5936 
  • Mail payment option : send your payment to this location: Merrick Bank PO BOX 660702, Dallas, TX 752660702 

Merrick Bank Secured Visa Credit Card Customer Center 

For more information or assistance you can contact Merrick Bank Representative at : 1 800 204 5936*

Write to this address : 

Merrick Bank customer service 

PO BOX, 9201 Old Bethpage, NY 11804-9001 

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