Setting a Secure Credit card password and PIN is very vital to avoid involvement with credit card fraud. If a theft gets your credit card information, then it will be very hard and time-consuming to clear off your credit reputation and to remove your liability for the charges. Most times, you’re not reliable for unauthorized credit card charges, you’ll be much better off not having to deal with these in the first place. In order to prevent credit card fraud, simply create a hard-to-guess password and PIN for your credit card and online accounts. Ensure that you keep them safe once created to avoid a third-party.
Setting a Secure Credit Card Password
When creating your unique password online to access your credit card account, you’ll be asked to create a password that will enable you to log in to your account. In addition, a lot of credit issuers websites give some password creation requirements that aids you to set up the password that not easy for thieves to guess. For example, your password will have to be at a certain length, you may have to include a combination of uppercase and lowercase, a number, or even a non-alphanumeric character, like an asterisk, exclamation points, dollar sign and so on.
What to do in order to create a Secure Credit Card Password
- Always make it longer, ideally a minimum of 8 characters. It will be harder to assume
- Make a uppercase and lowercase letters within the passwordDon’tjust use an uppercase letter at the beginning of the password phrase
- Put punctuation or numbers randomly all through the password rather than just the beginning or end
- Choose letters that are in different place on the keyboard. That way someone watching won’t be able to easily guess what your password, by simply looking at your fingers.
- Be creative when creating your password
What You Shouldn’t Do
- Don’t use a sequence of letters or numbers that are adjacent to each other on the keyboard like qwerty123456789 or asdffjkl
- Don’t use any password that you ‘ve seen being used as an example of a good password
- Avoid using the exact same password for several different accounts once hackers guessed one password they will often try to see if it work on your other accounts
- Ensure that you do not use words that appears in the dictionary, even if you spell them backward, abbreviate or misspell them
Setting a Secure Credit Card PIN
Setting up a Secure PIN will require a four-digit PIN otherwise known as Personal Identification Number. If your credit card comes with a PIN already with the ability to take cash advances. Sometime your credit card issuer will send a PIN a few days after your credit card has been mailed to you. Or you may be asked to select a PIN of your Choice when you call in for activation of your credit card. Do not make your PIN:
- Your date of birth
- Any of your Kids or loved ones date of birth
- Your anniversary
- Any Address number
- Phone Number
- The first or last four digit of your social security number
- The first or last four digit of your credit card number
- Or any four numbers that mean something special to you.
Note, if it’s easy for you to create then it’s also easy for thieves to guess it too.
Always keep Password and PINs Safe.
However, immediately you create any un-crackable credit card password or PIN, the next steps will be keeping it safe and secure from a third party.
In fact, always watch out never to give out your password or PIN to anyone. In this case, don’t write it down in your credit card or store it with your credit card. Also, don’t send your password or PIN to anyone through email or text message. Or give to anyone. Do not say it loud in public places where people can easily hear you. Also, never allow your browser to remember your credit card password or PIN. Hence, someone might steal your computer or phone and have access to your account without even knowing your details.
Avoid Phishing Scams Websites
Additionally, be sure that you enter your password or PIN into genuine Websites. Phishing Scams makes a fake Web page that seems real, to trick people into entering their login details or other personal information. Therefore, ensure that, you check the URL in the browser bar to be sure you’re at the appropriate website. Especially wary of entering your password into the website may land you in click an email link. Also, endeavor to change your password periodically