Small Business Credit Cards : Best Credit Cards

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Small business Credit Cards are cards that can help build your business and enable you to get more from your daily expenses. Small business needs to be supported in order to make the best from a business. This way the small business credit cards are loaded with rewards such as travel miles or cash backs mainly for your business.

Also, business credit cards are built with expense tracking tools. Even if you are a business owner of a brick and mortar store or freelancers when you use your business credit card properly it will save you for a long time. Here are some small business credit cards we have searched and pick out for you.

Small Business Credit Cards

Small Business Credit Cards

Small business credit cards are built for your small business and it comes with perks and beautiful features just for your business.

  • Ink Business Preferred credit card
  • Ink Business Unlimited credit card
  • The Hilton Honors American Express Business Card
  • United Club Business Card
  • The Blue Business Plus Credit card From American Express
  • Ink Business Cash Credit Card
  • Wyndham Rewards Earner Business Card
  • American Express Business Gold Card
  • The Business Platinum Card From American Express

Above are the small business credit cards for your small business. The credit cards enable you to manage your spending on a daily basis and it comes with rewards and points to help make your business stay strong and grow.

Ink Business Preferred Credit Card

As a small business, the Ink business preferred credit card help you especially if you do frequently embark on business trips. It is built for small businesses that spend big within the bonus categories.

Credit card Highlights

Here are the ink business preferred credit card highlights:

  • The cardholder can redeem points for cash backs, gift cards, travel and more. Point does not expire especially when your account is still active
  • Welcome offer for new cardholders, they earn up to 1000 bonus points when you spent up to $15,000 on the first purchases in the first 3 months from account opening. That is $1,250 toward travel when you redeemed through Chase Ultimate Rewards®
  • There are no foreign transaction fees
  • Employees cards are not charged any additional cost
  • It comes to an annual fee of $95
  • Cards users earn 3 points at each $1when you spend first $150,000on travel and select business categories each account anniversary year.
  • Earn 1 point per $1 spent on all other purchases. There is no limit to the amount you can earn
  • Points are worth up to 25% more when you redeem for travel through Chase Ultimate Rewards

Pros

  • Cardholders employees are offered free cards at no cost
  • Rewards for common business expenses
  • No foreign transactions fee
  • Excellent welcome bonus

Cons

  • There annual fee
  • It comes with a high balance transfer fee
  • It has a very high cash advance fee

To apply for Ink Preferred credit card get to the website.

Ink Business Unlimited® Credit Card

The Ink Business Unlimited credit card is an excellent card which requires from 700 – 749 credit scores to apply for. This credit card us for busy business owners, that will appreciate the cards simple flat-rate rewards program which  doesn’t require time management

Credit Cards Highlights

The Ink Business Unlimited credit card is designed for busy businesses owners as mentioned before. Let’s see the credit card highlights below:

  • Cardholders earn $750 bonus cash back when you spend up to $7,500 on purchases in the first 3 months from account opening
  • They earn also unlimited 1.5% cashback on every purchase made from your business
  • The card comes with 0% introductory APR for about 12 months on purchases
  • Cardholders employees cards are given with no additional cost attached
  • There is no annual fee on this card.

Pros

  • An excellent welcome bonus of & 750 cashback spend when you purchase up to $47,500 on your first three months of account opening
  • Free employees cards
  • Solid 1.5% cash rewards rate on all purchases with no limits 

Cons

  • 3% of foreign transactions charges
  • Very high fee for cash advances and balance transfers
  • No bonus categories to enrich rewards

To apply for this credit card click on this link

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card is a great card which offers its Card users especially Hilton loyalists. They enjoy 10 Priority Pass visits offered with card and it worth up to $299 annually, including earning of Hilton Honors Gold status on the first day.

Credit Card Highlights

  • Cardholders are offered a welcome pack of 130,000 Hilton Honors bonus points with this credit card when you spend about $3,000 in eligible purchases on the card in your first 3 months of Card Membership.
  • Cardholders Enjoy complimentary Gold status with your Hilton Honors Business Card
  • Earn bonus points per each dollar spent on any eligible purchases on your card 12 times bonus points on eligible purchases at any of their participating hotels or resorts.
  • 6 times earning on select Business and travel purchase
  • 3 times earning when you spend on other eligible purchases. Terms and limitations apply
  • A free weekend night rewards earning when you spend up to $15,000 in purchases on your card in a calendar year.
  • Earn a weekend night rewards from Hilton Honors after you spend an additional $45,000 in purchases on your card in the same one year
  • Relax with 10 free airport lounge visit each year immediately you enrolled in complimentary Priority Pass™ Select membership which offers access to over 1, 000 lounges in over 120 countries.

Pros

  • You will enjoy generous welcome bonuses
  • Complimentary Hilton Honors Gold status
  • Get a 10 free Priority Pass Visits
  • No foreign transaction fee on the card

Cons

  • There is no introductory offer
  • It comes with high standard APR
  • Points have a low redemption value
  • The Points transfer rate is very small in value.

To apply for this credit card get to their website and apply and enjoy these beautiful offers.

United Club Business Card

The United Club business card is another business card from the Chase family. It is an amazing card with a great welcome bonus on miles up to 50,000.with a good credit score of 700 – 749 you card comfortably apply for this business card. However, you enjoy all that the card offers.

Credit Card Highlights

  • An APR rate of 16.4% – 23.49% variable on purchases and balance transfers
  • Enjoy 100,000 bonus miles after you spend about $10,000 on purchases in the first 3 months on your account opening
  • Whooping United Travel perks including; boarding and baggage, Priority Check-in, 25% back on United inflight purchases, free first and second checked bags, premier upgrades on award tickets, United Club Membership
  • Bonus miles can be used to book award travel on Star Alliance™ and other partner airlines, enhance your travel with upgrades, inflight Wi-Fi, hotel stays and car rentals, or use for merchandise, gift cards and once-in-a-lifetime events.
  • Employees cards are at no additional charges. All the miles earned on your employee’s purchases accrue to your account so you will earn rewards faster.
  • Earn 2 times miles at $1 spent on purchases from United, including tickets, Economy Plus® inflight food, Wi-Fi, beverages and other United charges
  • Earn 2 times miles per $1 spent inside Access from Chase purchases
  • Cardholders earn 1.5 times miles on each $1 spent on all other purchases.

Pros

  • Luxury travel benefits including Premier Access
  • Visa signature® Concierge
  • Free employees Cards
  • Free United Club membership

Cons

  • No path to The Elite Status
  • Seat restrictions on saver award flights
  • High fees on award charges
  • $75 fee to book within 21 days of departure

To apply for this credit card get to their website.

Wyndham Rewards® Earner Business Card

The Wyndham Earner Business card comes with unmatched earnings in the class of those that make use of their cars more often for business. They offer bonuses in gas station purchases. Also, you will enjoy earnings on Hotel Stays.

Credit Cards Highlights

  • Cardholders are offered 45,000 bonus points, up to six free nights at participating Hotels by Wyndham, after spending $1,000 on purchases in the first 90 days
  • Earn 8 points per $1 spent Hotels by Wyndham and gas purchases
  • Make 5 points per $1 spent advertising, marketing and utilities
  • Earn points at $1 spent on all other purchases
  • You will receive Wyndham Rewards Diamond membership, which includes suite upgrades, welcome amenity at check-in at selected hotel and more
  • You will get 15,000 bonus points on each anniversary year
  • Get a cell phone protection for the next calendar month when you pay your wireless bill with your credit card.

Pros

  • Owners earn 5 points at each dollar on utilities that are the category that bonus is not always given
  • You will get industry leading 8 points for each dollar spent on gas
  • Wyndham Diamond Status which matches to Caesar’s Diamond
  • Cell phone insurance in addition to 5 points per dollar earnings on cell phone bills
  • 10% award redemption discount, on top of already reasonable award rates

Cons

  • Wyndham does not really design for luxury travellers
  • Top tiers status at Wyndham does not mean many ads in other chains
  • The popular categories like dining and non-Wyndham travel are not attached in the bonus category.

Enjoy this credit card and apply for it at their official website.

The Small business Credit Cards are just the credit cards that a small business should consider while seeking for a suitable credit card for business.

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