Torrid Credit Card – Torrid Credit Card Application Process

Earn Torrid exclusives with Torrid Credit Card issued by Comenity bank. Cardholders earn rewards points on their Torrid purchases just by becoming a member of the Torrid insider program with no card required and pair them with Torrid coupons for real savings.

Torrid Credit Card - Torrid Credit Card Application Process

Members of the Torrid Insider program earn 1X point per $1 spent and get a $10 Reward for every 200 points they earn. Members who earn 1,000 points or more each year can qualify for Platinum status and boost their earning to 1.5X points per $1. Platinum Insider members also get free standard shipping and special birthday offers.

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Torrid Credit Card

Opening a Torrid Insider Credit Card account gets you a sign-up bonus of a $20 Reward, even though your bonus is only for Torrid purchases. Cardholders enjoy a $20 Reward, even though the bonus is only for Torrid purchases. Cardholders also get 25% off their first Torrid Insider Credit Card purchase and two discounted shopping days each year during which they receive 30% off their purchases.

Torrid Credit Card Benefits

I want us to look into the benefits of this credit card.

  • With your card, you can earn Torrid exclusives.
  • Added to your Insider, Loyalist, or VIP Torrid Rewards perks, the credit card offers other benefits.
  • Earn an extra 5% off Every Day with your Torrid Credit Card.
  • 25% off your first Torrid Credit Card purchase online.
  • There’s $15 off $50 Welcome Offer with your Torrid Credit Card (when your card arrives).

All these, are the amazing benefits you stand to gain with the Torrid card.

Torrid Credit Card Application

Use these steps to apply for the Torrid credit card:

  • Launch your browser to
  • Click on the ‘Apply Now’ link.
  • Scroll to the personal information section and enter your: First name, middle initial, last name, suffix, social security number, date of birth, and annual income.
  • For the second phase, which is the contact information section, enter your zip code, street address, suite or apartment (optional), city, state, email address, confirm the email address, mobile phone, alternate phone.
  • Then add an authorized buyer to your account.
  • Enter a referral code (optional).
  • Tap on the ‘Continue’ link to proceed further with your application.

As you hit on the “Continue” button, you’ll be further directed on what to do to complete your application.

Torrid Credit Card Login

To log into your credit card account:

Accessing your online account is quite simple when you use these few steps.

Torrid Credit Card Activation

To activate your Torrid card, you have to register for online access. To register:

  • Launch your browser to
  • Click on the ‘Register for Access’ link.
  • On the registration screen fill in the required fields.
  • Enter your account number.
  • Key in the last four digits of your SSN and Zipcode
  • Tap on the ‘Find my account’ button
  • Then navigate to the ‘Activate card button’ tap on it, and go through with the guide to successfully activate your card.

Once you successfully activate your card, you can use it for your purchases.

Torrid Card Username or Password Recovery

To recover your username or password:

  • Visit link.
  • Scroll to the fields provided, and enter your:
  • Account Number or Username.
  • Zip Code / Postal Code.
  • Identification Type.
  • Last 4 Numbers of Social Security number.
  • Click on ‘Find My Account’.

There, you have successfully recovered your username or password.

Torrid Card Payment

You have four options to choose from in making your card payment. You can pay using the following mediums:

  • You can pay online via the card’s secure card website.
  • Pay your credit card through your bank.
  • You can also pay by sending a mail through the mail address of the credit card.
  • Pay by calling the card phone number, and providing the agent with your checking and routing number.

Following this procedure, you will be able to make your credit card payment.

Torrid Customer Service

Even though Comenity Bank does not offer an app, customers can manage their accounts at any time of the day through their online accounts. Customers get support which is available from 8 a.m. – 9 p.m. Eastern Time, and by email.

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