The Wayfair Credit Card formerly issued by Comenity Bank is now being issued by Citibank. This card gives you up to 5% back on Wayfair purchases and you also get to choose the 5% cashback or no-interest financing for up to 24 months on select purchases with your card. The Wayfair credit card has decent approval odds for people who have fair credit. Purchasing at Wayfair or one of their partner websites gives you up to 5% back, 3% at grocery stores, 2% for online shopping, and 1% everywhere else with the Wayfair Mastercard.
The Wayfair card is a popular rebuilding credit tool that teaches people how to use credit cards responsibly to plan budgets and avoid deferred interest.
CHECK THIS OUT: Fluid Credit Card – Apply for Fluid Credit Card
Wayfair Credit Card
The Wayfair credit card offers cardholders $40 off your first qualifying Wayfair purchase of $250 or more. Also, purchases made at wayfair.com, birchlane.com, allmodern.com, perigold.com, and jossandmain.com all count towards a 5% back in rewards.
Wayfair Credit Card Benefits
With Wayfair credit card, cardholders stand to gain the following:
- 5% back on Wayfair retail website purchases.
- Offers cardholders $40 off your first qualifying Wayfair purchase of $250 or more. Also, purchases made at wayfair.com, birchlane.com, allmodern.com, perigold.com, and jossandmain.com all count towards a 5% back in rewards.
- No annual fee charges.
If you would rather prefer financing, note that the length of interest-free time that you get depends on the amount of your purchase:
- Purchases over $199.6 months.
- Buys over $499:12 months.
- Purchases over $1, 499: 18 months.
- Purchases over $2,999: 24 months.
Enjoy these amazing benefits from the Wayfair card.
Wayfair Credit Card Application
Once you are ready to apply for the Wayfair credit card, you’ll be required to submit an application to be considered for the card. Once you are approved, you can either choose the Wayfair credit card or the Wayfair Mastercard.
Existing Cardholders of the Comenity-issued Wayfair Card
As stated by Comenity Bank, existing cardholders of the Wayfair Card Program were given up until September 10, 2020, to use their account (after which open accounts were closed). Fortunately, existing cardholders have a full year (through September 10, 2021) to redeem the remainder of their rewards. Cardholders can contact Comenity Bank for more information on the program closure.
To Apply:
- Visit https://www.wayfair.com/wayfaircard secure login page.
- Key in your email address to sign in or to create an account.
- Thereafter, tap on the “Continue” link.
As you continue, you will be given steps to follow to complete your application.
Wayfair Credit Card Login
Logging into your credit card online account is easy:
- Visit citiretailservices.citibankonline.com.
- Enter your User ID.
- Click the “Remember My User ID” if you want to be remembered when next you want to log in.
- Key in your password.
- Click on the “Sign On link.
These are the steps to log in to your account.
Wayfair Credit Card Retrieve User ID
Retrieving your User ID will help you easily log into your account. Use these steps:
- Visit https://www.wayfair.com/v/account/authentication/login?url=%2Fwayfaircard%3Finit_app_type%3DFULL_APPLICATION.
- Click on the “Retrieve User ID” link.
- On the new page, confirm if you have a Wayfair credit card.
- Enter your card number.
- Key in your name as it appears on your card.
- Enter your security code.
- Fill in the last 4 digits of the Primary Cardholder’s SSN.
- Click on the “Verify” link.
With these steps, you can successfully retrieve your User ID.
Reset Password
To easily reset your password:
- Visit https://www.wayfair.com/v/account/authentication/login?url=%2Fwayfaircard%3Finit_app_type%3DFULL_APPLICATION.
- Click on the “Reset Password” option.
- On the new page, confirm if you have a Wayfair credit card.
- Enter your card number.
- Key in your name as it appears on your card.
- Enter your security code.
- Fill in the last 4 digits of the Primary Cardholder’s SSN.
- Click on the “Verify” link.
With these steps, you can successfully reset your password.
Wayfair Card Payment
Wayfair card does not charge any extra fees for paying your bill online. Also, your preferred payment method will be stored for future use. Possible Wayfair payment options include:
- Credit or Debit Cards (Wayfair, American Express, Discover, Mastercard, or Visa).
- Wayfair Gift Cards and Store Credit.
- Wayfair Rewards.
- Paypal.
- Affirm.
- Personal Checks, Cashiers Checks, and Money Orders.
- Purchase Orders.
- Wire Transfers.
Here is the payment method of this credit card.
Accepted Payment Options in the Account Center
If you are paying via the Account Center, you need to have a checking account ready. Currently, you can’t use a debit card to make a payment. You are required to input your checking account number and routing number. You can find this number on your monthly statement at the bottom of your check, or you can get it from your bank.
Wayfair Card Customer Service
For more information, answers, and inquiries, visit the credit card website for more details to get the customer care number.
CHECK THIS OUT: Torrid Credit Card – Torrid Credit Card Application Process