Why Choose Westpac Altitude Black Credit Card

Here I would be giving you all the details you need on why you should choose the Westpac Altitude Black credit card. Westpac Altitude Black Credit card is quite a strange card that possesses an extremely high initial credit limit and a relatively huge annual fee of $395.

Why Choose Westpac Altitude Black Credit Card

The credit card reward earning potential is marginal as every $1 spent earns 1.25 reward points that you can exchange for merchandise and travel vouchers and the purchase and cash advance interest rates of about 20.74% happens to be too high for what is common with small business credit cards.

If you are looking to apply for this credit card online you can do so by following the step-by-step guide we have created, and you would find it later in this content.

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Westpac Altitude Black Credit Card

The Westpac Altitude credit card would allow you to earn bonus points through three rewards programs – Westpac Altitude Rewards, velocity frequent Flyer, and Qantas frequent flyer.

If you would like to check out westpac’s own loyalty program Altitude rewards, you would be offered 140,000 bonus Altitude points when you spend at least $6,000 within 120 days of card approval. Plus, it offers 0% p.a. on Balance transfer for about 14 months, a huge credit limit, and complimentary insurance.

Why Choose Altitude Rewards Black Card?

The premier Altitude Rewards credit card offer you our highest Altitude points earn rate as well as complimentary airport lounge access, insurance, and concierge.

The Westpac Altitude reward program offers no rewards fee and has a lot of flexibility in how to make use of your points. You can choose from retail gift cards, cashback, a range of partner airlines, our own online store, or our unique ‘pay by points’ feature. Plus, you would earn points at a much higher rate when shopping with select partners.

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Requirements for the Altitude Rewards Black Card

The following requirements are to be met if you want to apply for the Westpac Altitude black credit card. they include:

  • Expected to be at least 18 years of age or older
  • Must be a resident of Australia
  • Must be in possession of a piece of government identification

Westpac Altitude Black Credit Card Application

Below are the steps involved in how to Apply for the Westpac Altitude Black credit card is highlighted below. First, you are required to head to the homepage of the credit card at www.westpac.com.au/personal-banking/credit-cards/finder/

  • On the review page, click on the credit card guide and the credit card fact sheet which essentially serves as the terms and conditions, and then click on the Altitude black link to continue.
  • Choose if you are a Westpac customer or not
  • After that, click on the continue button
  • Then enter the following credentials on the designated space:
  1. Mobile number
  2. E-mail address
  3. Title
  4. First name
  5. Last name
  6. Date of birth
  7. Residential address
  8. Length of time at this address
  • Click on the continue button
  • After that, you would be required to enter some basic financial detail on the following page before you would be asked to review and then submit your application

Once you have gone through all the application processes for the credit card you are set to make use of the card.

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Westpac Altitude Black Credit Card FAQ

What is the meaning of black credit card?

A black credit card is a type of extremely exclusive credit card that is almost solely reserved for the ultrawealthy. Typically, the cards remain available on an invitation-only basis. The threshold for you to become a card owner is incredibly high, as are annual fees.

What is Westpac Altitude?

Westpac Altitude Rewards is Westpac Altitude Reward’s loyalty program created to help users earn credit card points from their day-to-day spending. It is quite similar to other major programs available. It ranges from cards in which you can earn Altitude rewards points, and some frequent flyer transfer partners that you can make use of.

Do Westpac Altitude Points Expire?

The altitude points have no expiry date as long as you have an altitude account. Once you have closed your account, you would be given about 90 days to redeem your altitude points.

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