Credit Cards For Newbies. Searching for the best credit card for starters might look like a challenge due to the numerous credit cards out there. There are cards you need to go far as a beginner to help you gain a good to excellent credit score. Without good credit, you won’t qualify for a good number of the best credit cards.
However, in other to build a good credit score, you need outstanding credit cards that help to Increase and build a good score.
If you don’t know how to go about finding the best card for you, do not worry, this write-up will unveil the top credit cards for newbies (beginners?) Ensure you read to the end.
Credit Cards For Newbies
To get the best card for a beginner, get a card that focuses on helping people build credit. The cards are as follows
- Capital One Platinum Credit Card
- Discover It Student Chrome
- Capital One Quicksilver One Cash Rewards Credit Card
- Secured MasterCard® From Capital One
Capital One Platinum Credit Card
Capital One Platinum comes with outstanding benefits for members. The benefits are as follows
Benefits
- The free annual fee for members
- Considered for a higher credit line for six months
- Offers fraud coverage
- Offers several payment methods
- Helps you build your credit
These are the major benefits of the card.
Discover It® Student Chrome – Credit Cards For Newbies
With discover it student chrome, cardholders are entitled to cashback at gas stations and restaurants plus free annual fee
Benefits
- No annual fee
- Make an eligible purchase and earn Cash Back at restaurants and gas stations
- Earn unlimited 1% cashback on all your purchases.
- It has 99% nationwide acceptance.
- Offers good grade reward
- Cashback match your first year
- Helps you build a credit history
- Low intro APR
- No late fee on your first late payment.
These are the benefits of the cc. Thus, to apply for the card go to https://www.discover.com/credit-cards/student/chrome-card.html
Discover It Student Cash Back
Discover it student cashback lets users earn top-tier rewards while they build their credit history.
Benefits
- It offers good grade rewards to members that have a 3.0 or higher GPA for the next 5years.
- Earns l5% cashback on grocery, restaurant,Amazon.com, gas station purchases.
- Get an unlimited dollar-for-dollar match of all the cash back you’ve earned at the end of your first year.
To get this card visit their main site at https://www.discover.com/credit-cards/student/it-card.html
Capital One QuicksilverOne Cash Rewards credit cards
Capital One is one of the popular banks with outstanding credit card benefits and perks
Benefits
- Cardholders earn unlimited 1.5% cashback on all purchases.
- Receive cashback without registering for processing categories.
- Free annual fee
- Get Cardmember’s offer.
- Redeem your rewards with PayPal
- No foreign transaction fee
To get the card, kindly visit their website at https://www.capitalone.com/credit-cards/Quicksilver/
Secured MasterCard® From Capital One
Secured MasterCard ® From Capital One specializes in helping users rebuild their credit. All you need is to meet their requirements in other to get the chance of getting the card
Benefits
- $0 annual fee
- Enjoy auto credit line review
- Refundable deposit Enjoy auto pay
- Offers account notification
- 24/7 customer support
- The above is the list of the perks you enjoy when you become
To get the credit cards, go to their page at https://www.capitalone.com/credit-cards/secured-mastercard/