How to Get Cash Without ATM Card

Getting cash quickly is important nowadays, but what if you don’t have your ATM card? Maybe you lost it, forgot your wallet, or for some other reason. Don’t worry, there are other ways to get cash without your usual ATM card. In this guide, we’ll look at easy and safe ways to get cash when you don’t have your card with you.

How to Get Cash Without ATM Card

How To Get Cash Without ATM Card in 2024

You don’t need a debit card to withdraw money from your bank accounts as there are several ways. Since most of these options need you to visit a specific place, they are less convenient than using your debit card to make a stop at an ATM.

Mobile Banking Apps

Most banks now have apps on your phone that let you take out cash without your card. Just open the app, find the option for getting cash without a card, and follow the steps. Some banks might ask you to make a one-time code for extra safety. Then, you can use this code at the ATM to get your money.

Cardless ATMs

Some banks have special ATMs where you don’t need a card. To use them, start a cardless transaction on your bank’s app, and you’ll get a unique code. At the ATM, put in the code and follow the instructions to get your cash.

Online Money Transfer Services

You can use apps like PayPal, Venmo, or Cash App to send money to a friend or family member. After they get the money, they can take it out for you and give it to you. Just be sure to pick someone you trust for this.

Bank Branch Withdrawal

If you can, go to your bank in person and ask to take out cash. You’ll need to show some ID. It’s not as easy as using an ATM, but it’s a safe way to get your money without a card.

Emergency Cash Services

Some banks have a special service where you can get a bit of cash without your ATM card. Ask your bank about this and find out how it works.


Losing your ATM card doesn’t mean you can’t get cash. With technology, phone apps, and special services from banks, you have simple and safe ways to get cash when your card is not around. Learn about the options your bank offers and maybe set up cardless transactions on your app for easier access. Always be careful and keep your financial transactions and personal info safe when using these alternative methods.


What Is the Fastest Way to Withdraw Cash from Your Account Without the Card?

Using a cardless ATM or receiving cash back from a retail establishment is the quickest way to remove money from your account without using your card. But be aware that to use either of these options, your debit card must be saved in your mobile wallet. If not, you’ll need to go to your bank or write a cheque that you may cash somewhere else.

Can I Withdraw Cash Using Apple Pay?

Yes, you can use your Apple digital wallet to receive cash utilizing several different ways. First, if you purchase a retail establishment, you can receive cash back. You can also use your Apple wallet at any ATM that accepts cardless withdrawals, provided it has your debit card information stored in it.

Can You Use Your Debit Card Number Without the Card?

Yes, even if you don’t have the card, you can still use your debit card number. You can enter the number for online purchases if you have it written down or committed to memory. If your debit card is saved to your mobile wallet, you can use it for both in-person and online transactions.

More Related Content

Previous articleHow to Get a Credit Card with No Credit History as a Beginner
Next articleCredit Card After Bankruptcy