JCPenney Credit Card is offered by Synchrony Bank. This card has some amazing offers available for you, plus it is a big company. their benefits are one of the best, and you would not want to miss out. payments are smooth and trust me, you would enjoy making use of JCPenney. now stay tuned as I walk you through what JCPenney has to offer.
Also Read: Rewards with Express Credit Card
JCPenney Credit Card App
Users can choose to make payments on their JCPenney credit card with the app. Plus, customers that are making use of the JCPenney app in stores can now conduct a simple price check by scanning an item’s barcode directly from the smartphone.
There is more to using the app as it carries amazing features that would make using JCPenney’s credit card a lot better and easier.
JCPenney Credit Card Login
To Login and access your JCPenney Credit card is not that complicated. If you have login into Credit cards before, then this one should not be any problem.
- First, launch your web browser
- Then visit jcpcreditcard.com/JCPenney/occ-login.html
- When the page opens, enter your login credentials on the required spots
- Click on sign in and that is it
Also Read: Sears Shop Your Way Credit Card
JCPenney Credit Card Benefits
- Get extra 15% off select purchases made today, immediately after you open and use your JCPenney Credit Card. You may combine discounts with another coupon.
- Enjoy 5% off select merchandise
- Card members get automatically enrolled in JCPenney Rewards, with lots of extra benefits
- $10 Reward for 200 points earned
- Earn rewards 2X faster, with your JCPenney Credit Card
- $1 spent = 1 point with your card
- $2 spent = 1 point with any other form of payment
- Earn up to 2,000 points on a single purchase.
- Keep track of your credit score, and the information on your credit report
- Review your credit report carefully, and look out for old information or errors that should be corrected. You can contact the credit bureau, to find out how to get the information removed or corrected
- Pay down your debts, including charge-offs or collections, which can help improve your credit score over time.
Also Read: Conoco Drive Savvy Rewards Credit Card
JCPenney Credit Card Application
Online Application Steps
Synchrony Bank has simplified the process of applying for a JCPenny credit card.
- Head over to Synchrony Financial application portal.
- Personal details; Initial purchase amount if known. First name. M.I.. Last name. Suffix, Street address, Apt #, Zip code, City & State, Housing, Primary phone, Type, Alternate phone, Type, Alternate phone, Type, Email address, Confirm email address, SSN/ITIN, Date of birth, and Annual net income
- Click the box, to add a joint applicant
- Click on “Continue”.
To apply for JCPenny Credit Card in-store, you are to visit a JCPenny store and apply in person with an associate. Submit the same information as you would, when applying online. For convenience, you can use JCPenny’s store locator, to find the nearest store.
JCPenney Credit Card Payment
- Log into your account
- Locate the “Pay Online” button and tap on it
- Choose a convenient payment option
- Make your bill payment.
Synchrony Financial, P.O. Box 960090, Orlando, FL 32896-0090.
As you make your mail payment, you are advised to please include your JCPenny account number on your check. Your account number is on your statement.
Over the Phone
Cardholders can pay over the phone by calling the number, and following the voice prompts to make their payment.
Also Read: Conoco Drive Savvy Rewards Credit Card
Simply visit the nearest JCPenny store in person, and make your payment with a check, money order, or cash.
Frequently Asked Questions
Can I use JCPenney Credit Card at a salon?
You may use your card at JCPenny”s, 5 outlet stores, some CVS and Rite Aid stores. If it is a regular JCP card you can only use in JCP, JCP optical, JCP salon, portraits, Sephora, inside JCP and at online.
Does JCPenney Credit Card build credit?
JCPenny credit card offers 15% off your first purchase and special financing at JCPenny, which makes the JCPenny card good for building credit.
Does JCPenney credit card have a grace period?
You are given 23 days after you close your JCPenny billing cycle, to make a payment without interest or late fees.
Where can I use my JCPenney credit card?
Your card can be used at all JCPenny stores, jcp.com and Sephora.com.
Is there free shipping with JCPenney credit card?
Enjoy free shipping on orders $99+ or free ship-to-store on orders of $25+. Get extra 30% off JCPenny Home Light-Filtering Cordless Cellular Shades when you enter coupon code at checkout.
What is the interest rate of the JCPenney credit card?
The card has a high-interest rate of 26.99%, you are advised not to carry a balance on your credit card from month to month.
Can I use JCPenney Credit Card to purchase gift cards?
JCPenny gift cards are redeemable for merchandise or services (excluding gift cards) in JCPenny stores in the U.S. or PR, and jcp.com. Cards are not redeemable for cash except where required by law, and may not be used to pay on credit accounts.