Rogers Credit Card – All You Need to Know

In Canada, a lot of customers depend on Rogers, Fido, or Shaw for their telecom requirements. It’s interesting to note that Rogers provides two Mastercard products among other financial services under the Rogers Bank brand.

For current users, the Rogers Mastercard is one of these cards that offers higher redemption and cash back earning rates. Better yet, there is no annual charge associated with this credit card.

To determine whether it is worthwhile to add the Rogers Mastercard to your wallet, let’s review everything you need to know about it.

What Cards Does Rogers Offer?

The Rogers Bank offers more than one Credit Card option, though we will be dwelling more on the Rogers MasterCard we won’t forget to touch a little on the others.

1. Rogers MasterCard:

Rogers, Fido, and Shaw postpaid users can get a 1.5x redemption bonus on Rogers, Fido, and Shaw purchases—a 3% cash back value—and get 2% cash back on all eligible purchases with the Rogers Mastercard. As part of the current Rogers Mastercard welcome incentive, new users can get $100 Cash Back (For the first three months, receive 10% cash back on all purchases, up to $100 in cash back).

Note: There is no minimum income criterion for individuals or households with this card.

Rogers MasterCard Earning Rates

Cash-back incentives are earned on all purchases made with the Rogers Mastercard. The card comes with two different earning rates based on whether you currently have service with Shaw, Fido, or Rogers.

The earning rates for Shaw, Fido, and Rogers customers are as follows:

Get cash back of 2% on all qualifying purchases.

The earning rates, if you don’t have a subscription to Shaw, Fido, or Rogers, are:

Get 2% cash back on all US dollar transactions.
Get 1 percent cash back on every other purchase.

Due to the 2.5% foreign exchange tax that the card levies on all US dollar purchases, the earning rate of 2% cash back results in a 0.5% loss.

Annual fee

The Rogers Mastercard is a low-risk option to add to your wallet because it has no annual fee.

Benefits Of Rogers MasterCard

The Rogers Mastercard comes with a single primary perk: five complimentary “Roam Like Home” days annually.

Now what is five complimentary “Roam Like Home” days annually?

If you have an approved Rogers mobile plan, you can use the Rogers Roam Like Home option for five days a year (up to $75 value).

Customers of Rogers Mobile can use a service called “Roam Like Home.” Customers can use all of the data, voice, and text included in their monthly plan for $12 per day in the United States and $15 per day in over 185 approved international destinations.

With their monthly package, customers can text and phone Canadian numbers as well as numbers in the approved travel destinations. They can also use these numbers at home. No matter which time zone you are roaming in, the daily price covers every calendar day of usage until 11:59:59 p.m. Eastern Time (ET).

The Roam Like Home features are automatically available to any phone number on the Rogers account that is linked to the Rogers Mastercard account, first come, first served.

How to Redeem Rogers MasterCard Cash Back

Once the minimum is met, cash back can be claimed via the Rogers Bank app in minimum increments of $10.

Postpaid customers of Rogers, Fido, and Shaw are eligible for a 1.5x redemption incentive, which equates to 3% in cash back. Redeeming cash back for phone purchases, bills, or accessories is one way to do this.

How to Apply For Rogers MasterCard

The Rogers Mastercard application procedure can be finished online:

On the Rogers Bank website, navigate to the Rogers Mastercard page and click the Apply Now button.
By choosing your answers from the eligibility questionnaire, you can verify your eligibility for the Rogers Mastercard.
After reading the terms and conditions on the card, click Continue.
Input your personal information, such as your complete name, birthdate, contact information (phone and email), residence address, and job status.
Inform Rogers Bank of your financial situation, including your household income, annual personal income, and residential status.
After checking the data you submitted, click “Continue.”
Examine the terms and conditions and the insurance coverage provided by the card.
Send in your application.

2. Rogers World Elite MasterCard

The other credit card in Rogers Bank’s lineup that has no annual charge is the Rogers World Elite Mastercard. For every transaction made with US dollars, the card earns 3% cash back; for every other purchase, it earns 1.5% cash back.

In addition, the Rogers World Elite Mastercard comes with many insurance coverages and a free Boingo WiFi membership. Nevertheless, to be eligible for this card, a person must also make at least $80,000 or $150,000 per year in household income.

Though we think the Rogers Mastercard is the better card overall, make sure you weigh the pros and cons of each before choosing the one that will work best for your budget.

Benefits of Rogers World Elite MasterCard

Because there aren’t many credit cards that particularly reward spending in US dollars, this card stands out for having a 3% cash-back rate on purchases made using US dollars. Access to airport lounges for $32 USD per person per visit sweetens the bargain.

In addition to receiving free annual credit to use the card, cardholders also receive travel insurance.

Downsides to Rogers World Elite MasterCard

Travel insurance for the Rogers World Elite Mastercard does not cover lost or delayed luggage, hotel burglaries, or delayed flights. Its entrance to airport lounges is also not free. Additionally, it lacks some travel benefits that rival cards provide, such as priority boarding and complimentary checked baggage.

How to Apply For Rogers World Elite MasterCard

The Rogers World Elite Mastercard application process can be finished online:

On the Rogers Bank website, navigate to the Rogers World Elite Mastercard page and click the Apply Now button.
By choosing your answers from the eligibility questionnaire, you can verify your eligibility for the Rogers World Elite Mastercard.
After reading the terms and conditions on the card, click Continue.
Input your personal information, such as your complete name, birthdate, contact information (phone and email), residence address, and job status.
Inform Rogers Bank of your financial situation, including your household income, annual personal income, and residential status.
After checking the data you submitted, click “Continue.”
Examine the terms and conditions and the insurance coverage provided by the card.
Send in your application.

Conclusion

For Rogers, Fido, or Shaw customers who would like to add a credit card with no annual fee to their wallet, the Rogers Mastercard is a wonderful choice.

Given that there are no yearly fees, the 2% earning rate is competitive, and it’s made much better by the option to exchange cash back for a 50% increase on Rogers product purchases.