Are you a Sony product super-fan who loves entertainment rewards? The Sony Visa Credit Card could be a great option, offering bonus points on purchases from Sony and entertainment vendors. However, this Visa card comes with some highly unusual requirements that make it less appealing than other rewards credit cards on the market.
Let’s explore the unique benefits, features, costs, and application process for the Sony Visa card.
As of December 31, 2024, the Sony Rewards program has ended.
However, your Sony Visa® Credit Card remains active and continues to function as a standard credit card. For any inquiries regarding your account, please contact the customer service number listed on the back of your card.
Key Information:
- Account Management: You can manage your Sony Visa® Credit Card account through Comenity Bank’s online portal.
Comenity - Customer Service: For questions or assistance, call the number on the back of your card.
Sony Rewards - Rewards Program Transition: With the conclusion of the Sony Rewards program, your Sony Visa® Credit Card is now part of the PlayStation® Credit Card Rewards program, managed by Sony Interactive Entertainment and Comenity Bank. For details on the new rewards structure and benefits, please refer to the official PlayStation® Credit Card page.
PlayStation
Frequently Asked Questions:
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Is there an annual fee for the Sony Visa® Credit Card?
No, there is no annual fee associated with the Sony Visa® Credit Card.
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What happens to my existing Sony Rewards points?
If you did not have a Sony or PlayStation® Visa® Credit Card as of December 31, 2024, your points expired. For cardholders, your credit card is now part of the PlayStation® Credit Card Rewards program.
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How can I redeem rewards with the new PlayStation® Credit Card Rewards program?
Details on earning and redeeming rewards under the new program are available on the official PlayStation® Credit Card page.
For the most accurate and up-to-date information, please visit the official PlayStation® Credit Card page or contact customer service using the number on the back of your card.
How to Redeem Rewards
Redeeming the points you earn with the Sony Visa card is similarly cumbersome compared to other rewards programs. While you can redeem for standard options like gift cards and merchandise through Sony’s rewards catalog, redeeming points for statement credits towards Sony product purchases requires filling out a special “purchase credit form” and submitting your receipt.
Points are generally worth $0.01 each towards electronics redemptions, or around $0.008 each for gift cards. You’ll want to use your rewards within 5 years, as they expire after that period.
Additional Card Benefits & Protections
Beyond the rewards program, the Sony Visa Credit Card provides a handful of additional benefits that are fairly standard for a rewards card product:
- Extended Warranty Protection – Manufacturer’s warranties of 3 years or less can be doubled up to 1 additional year
- Auto Rental Collision Damage Waiver – Covers damage/theft of rental vehicles so you can decline the agency’s insurance
As you would expect from a Visa card product, Sony Visa also includes:
- Zero Fraud Liability protection for unauthorized charges
- Chip-enabled card technology for enhanced security
- Visa’s global acceptance at millions of merchants worldwide
How to Apply for the Sony Visa Card
You can apply for the Sony Visa Card:
- Online at sony.com
- Over the phone ( Sony Visa: 1-866-518-3992. Sony Visa Signature: 1-800-695-5772).
- At certain Sony retail locations
To apply for a Sony Card℠ issued by Comenity Bank, you must meet the following requirements:
- Be at the age of majority in your state or territory
- Have a valid government-issued photo ID
- Have a valid government-issued tax identification number (such as a Social Security Number or Social Insurance Number)
- Have a street, rural route, or APO/FPO mailing address (PO Boxes not accepted)
By applying for the Sony Card℠, you agree that your application and any information you submit may be shared with and retained by Sony Electronics Inc. You will also be enrolled, if not already a member, in the Sony Rewards program to earn points.
Please note that you must be enrolled in the Sony Rewards program to earn Sony Rewards points. This offer excludes residents of U.S. Territories. Be sure to review the Sony Rewards Terms & Conditions and the Sony Rewards Privacy Policy for full details before applying.
Activating the Card
If approved, your physical Sony card should arrive within 7-10 business days. To activate it, you’ll need to call the number provided in your welcome materials, visit sonyrewards.com, or follow the instructions on the removable sticker affixed to the front of your credit card.
The Sony Visa activation process simply requires creating an online account and selecting or confirming some personal and card details. Once activated, you can begin using the card for in-person purchases and online orders right away.
Sony Visa Credit Card Online Login Guide
Managing your Sony Visa Credit Card account is easy when you log in online at sonyrewards.com. Here’s how to access your account:
- Go to d.comenity.net/ac/sonyvisa/ in your web browser
2. Click on the “Sign In” link at the top right of the homepage
3. On the sign-in page, enter the email address you used when you applied for the card
4. Enter your password in the field provided
5. Click “Sign In” to access your Sony Visa account
If you haven’t created an online account yet, you’ll need to click the “Register” button instead of signing in. Follow the prompts to set up your new user profile.
Once logged in, you’ll be able to:
View recent transactions and previous statements
Check your current account balance and available credit limit
Set up automatic payments or make a one-time payment
Redeem your Sony Rewards points for merchandise, gift cards, etc.
Update your personal information like mailing address
Enroll in paperless statements
If you happen to forget your sonyrewards.com password, just click the “Forgot Password” link to reset it via email.
Be sure to log out of your account when you’re done to protect your personal and financial information. Regularly logging in is the best way to monitor all your Sony Credit Card activity.
Mobile App
Alternatively, you can manage most of the same account actions on the go through Sony’s mobile app, available for iOS and Android devices. Simply download the app and log in with your existing sonyrewards.com account info.
The mobile app is key for earning maximum rewards, as it allows you to easily upload purchase receipts to have certain transactions coded for 5x earning on Sony product buys.
Alternative Entertainment Rewards Cards
While the Sony Visa Credit Card offers a unique selection of bonus categories geared towards entertainment purchases, its awkward earning and redemption processes involving receipt uploads and special forms sap much of the appeal.
Before settling on this card solely for its 5x earning rates on entertainment, it’s worth exploring alternative credit cards offering straightforward rewards for the same purchases:
- Capital One SavorOne Cash Rewards Credit Card – 3% cash back on dining, entertainment, popular streaming services, and grocery stores, $0 annual fee
- Citi Premier Card – 2X points on entertainment and dining out, $95 annual fee
- S. Bank Cash+™ Visa Signature Card – 5% cash back in 2 categories you choose (including movies, TV, music, and more), $0 annual fee first year
These are just a few examples of credit cards that reward entertainment purchases with far less friction than the Sony Visa, which requires extra steps to ensure you’re earning at the highest rates. The opportunity cost of overlooking these simpler alternatives is significant.
Is the Sony Visa Worth It?
For an ultra-loyal Sony enthusiast who religiously buys the brand’s products at authorized retailers and frequents entertainment venues at a high rate, the Sony Visa Credit Card may be just niche enough to provide outsized value.
However, the non-intuitive receipt submission requirements and redemption hurdles make this an impractical card for the average consumer just looking for a solid entertainment rewards card. Between the friction, the card’s above-average APR, and the lack of long-term benefits, most would be better served by a general rewards card from a major bank issuer.
If you’re not a hardcore Sony devotee but still want bonus rewards in the entertainment category, explore alternatives from brands like Capital One, Citi, and U.S. Bank that allow you to earn elevated rewards without jumping through hoops.
So while the Sony Visa may seem enticing on paper, its unusual strings attached make it difficult to recommend for the vast majority of consumers over other more user-friendly rewards credit cards with entertainment-friendly bonus categories available today.
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