The Sam’s Club Mastercard is a relevant card for all shoppers. It is a card that gives you adequate statements on how you send, and spend your dollars and every other transaction history.
The Sam’s Club Mastercard is given by Synchrony Bank and not Sam Club. The card is beneficial to its members, to get this card, there are some due processes and guidelines you need to know and follow. Read through as you get to know more about the Sam’s Club Mastercard
Sam’s Club Mastercard – Benefits
The Sam’s Club Mastercard offers members great cash-back rewards and perks:
- Earn 5% cash back on gas purchases, including Sam’s Club fuel stations. This is one of the highest gas reward rates available.
- 3% cash back earned on dining purchases which includes restaurants, takeout orders, bakeries, cafés and more.
- 1% unlimited cash back on all other purchases made with the card at Sam’s Club or anywhere else that accepts Mastercard.
- No annual fee. There’s no cost to carry or use this rewards Mastercard.
- Extended warranty protection that doubles manufacturer warranties up to one additional year on eligible purchases.
- Purchase security covers new purchases for 120 days against damage and theft.
- Complimentary roadside dispatch service to assist with car problems like dead batteries, flat tires, etc.
With generous category bonuses on gas and dining, free extended warranty, and solid basses cash back earnings rate, the Sam’s Club Mastercard maximizes value for loyal members. Perks like roadside assistance also provide peace of mind when shopping with this card.
Sam’s Club Mastercard – Features
In this part, we are looking at what the card can do, below are some of the features of Sam’s Club Mastercard:
Purchase Protection
- Purchases are covered for 120 days against damage and theft up to $500 per claim and $50,000 per cardholder. Provides peace of mind on new purchases.
Lost Luggage Reimbursement
- Cardholders can be reimbursed up to $1,000 per trip for checked luggage that is lost or stolen when traveling. Helpful coverage while on trips.
Fraud Alerts
- Real-time alerts notify you of suspicious activity related to potential fraud or identity theft. Helps you stay informed and act quickly.
Auto Billing
- Set up automatic payments to avoid late fees and lapses in coverage for recurring bills. One less thing to remember paying.
Extended Warranty
- Doubles US manufacturer warranties up to 1 extra year on warranties of 3 years or less. More protection beyond factory warranties.
Digital Wallet
- Cards can be uploaded to digital wallets like Apple Pay, Google Pay, and Samsung Pay for quick contactless payments.
Sam’s Club Mastercard – Costs & Fees
Membership Fees
- Sam’s Club Membership: $50 per year
- Sam’s Club Plus Membership: $110 per year
APR Rates
- Purchase APR: 20.40% to 28.40% variable rate
- Balance Transfer APR: 20.40% to 28.40%
- Cash Advance APR: 29.90% fixed rate
Transaction Fees
- Balance Transfer Fee: 5%
- Cash Advance Fee: 5% ($10 minimum)
Penalty Fees
- Late Payment Fee: Up to $39
- Returned Payment Fee: Up to $39
Reviewing all the unique features along with costs outlines everything you need to know before applying. This helps determine if the Sam’s Club Mastercard aligns with your shopping and credit needs.
Sam’s Club Mastercard – How To Apply.
There are diverse ways to apply for the Sam’s Club Mastercard, you can for the one that works with you.
Requirements:
- Be a member of Sam’s Club.
- You must meet up with the required creditworthiness.
- Have your tax identification number and social security number.
- To apply for this card, the United States citizenship is compulsory.
There are three convenient ways Sam’s Club members can apply for the Sam’s Club Mastercard. Below are the ways you can apply for Sam’s Club Mastercard:
Online Application:
- Go to SamsClub.com and visit the Credit Cards page
- Click the “Apply Now” button for the Sam’s Club Mastercard option
- Fill out the secure online application with personal details like full name, home address, SSN, date of birth
- Provide any requested financial information related to income, employment, and housing status
- Read and agree to the terms & conditions before submitting
In-Club Application:
- Visit any Sam’s Club warehouse location and talk to an associate at the Member Services desk
- Ask the associate for a Sam’s Club Mastercard application
- Complete the application form with the required details and income information using a pen
- Double-check that all provided information is accurate then sign and date the form
- Return the finished application to the Member Services desk
Phone Application:
- Call the Sam’s Club Credit Card Application Line at 1-888-751-7302
- Clearly state you wish to apply for the Sam’s Club Mastercard
- Provide necessary personal information like full name, home address, SSN, and date of birth
- Answer any questions from the automated system or customer representative regarding income, residence, credit checks
- Finish the application questions; wait for a decision on approval
Whichever application method works best, make sure to have your Sam’s Club membership card, ID, and Social Security Number available to refer to.
Steps On How To Activate The Sam’s Club Mastercard
The process of activation is necessary and important. You can activate Sam’s Club Mastercard in different ways, depending on the way you prefer.
Locate your activation materials:
After your application is accepted, you will receive a welcome package in the mail containing your new card and activation instructions. There are various activation processes, so you can choose the one that is convenient for you.
Choose your activation method:
Online:
Check the Synchrony Financial activation website
Enter your card number and all necessary information requested.
Follow the guidelines displayed on the screen to complete the process.
Phone:
Call the activation number on the package you receive.
Speak to the customer representative to guide you on how to activate the card.
Mobile App:
Install the Financial Synchrony mobile app from any app store you prefer.
Log in to your account or if you do not have an account, you create one.
Locate the card activation part and follow the instructions.
How to Login On Sam’s Club Mastercard Portal
Visit the Synchrony login portal
Enter your details that is your username and password.
If you are yet to register online, ensure you do so.
NOTE: Do not reveal your login details to anyone.
Sam’s Club Mastercard – How To Make Payments
Online:
Visit the website.
click on “Manage Your Credit Account”.
Check your card to know what kind of card you are using and click on the option that writes the name of your card.
Follow the instructions you see on the screen.
Select the amount you want to pay and the date, ensure you confirm the details you have entered then submit.
Phone:
Call any of the numbers listed on the back of your card.
Follow the guidelines for payment options.
Select the amount you want to pay and the date, ensure you confirm the details you have entered then submit.
Mail:
Check the address on your monthly statement.
Send a check or money along with the payment statement to the address on your monthly statement and also add your account details to it.
FAQs
How can I get the card?
You can visit the website or go to their warehouse store.
Does the card expire?
No, it does not expire.
Can I use the card worldwide?
Yes, you can use the card worldwide.
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